RV Essentials
Introducing our RV Essentials Complete Protection Plans, the ultimate solution for safeguarding your recreational vehicle. With our plans, you can rest easy knowing that your RV is protected from unexpected repairs and maintenance costs.
Ensure the joy with us
We all get a RV for different reasons :
- For better vacations
- Retirement travel
- A more simplified lifestyle.
Whatever your reason, we want you to maximize the joy you get from your motorhome as much as possible.
Your motorhome is like a house on wheels with many moving parts and different complexities when it comes to making things work properly. When they break it can be harder to fix and a bigger hassle than an ordinary repair. We want to help you minimize the risk and hassle of owning anmotorhome so you get all the enjoyment you can from your adventures.
Our Protection Plans
We go beyond traditional practices to safeguard your RV.
Essentials Coverage (Chasis)
The Chasis is designed to transfer, absorb or dampen the different forces generated between the road and the car and ensure contact with the road at all times. This creates extra wear and tear on essential components on your motorhome.
All internally lubricated parts; torque converter; vacuum modulator;
mounts; covers, pans and cases*.
✓ Fuel pump ✓ fuel tanks
✓ metal fuel lines ✓metal fittings
✓fuel pressure ✓regulator
✓fuel distributor ✓fuel injection pump
✓fuel injectors (except for contamination)
✓vacuum assist booster pump
✓auxiliary tank switch.
✓Water pump including impeller shaft
✓bearings and bushings ✓radiator
✓radiator brackets
✓engine thermostat
✓heater core ✓fan ✓fan clutch
✓fan ✓motor and controller module
✓coolant recovery unit ✓fan shroud
✓electric block heater
✓heater ducts and cabins
✓Hood hinges ✓hood latches
✓hood gas cylinders✓hood springs
✓door ✓handles ✓door hinges
✓seat tracks
✓courtesy map light assembly
✓glove ✓box door and hinges
✓glove box lock ✓shift lever
All internally lubricated parts; “U” joints; propeller shafts;
CV/Tripod joints; differential case*.
✓MacPherson struts (excluding replaceable cartridge)
✓strut bar and bushing
✓upper and lower control arms
✓shafts and bushings
✓upper and lower ball joints
✓steering knuckles
✓wheel bearings ✓stabilizer shaft
✓linkage and bushings
✓kingpin and bushing ✓torsion bars
✓spindle and spindle supports
✓coil and leaf springs
✓shackles and shackle bushings
✓height sensor ✓compressor
✓lines and bags
✓rubber suspension systems
✓air dryer
✓pistons ✓piston rings ✓piston pins
✓crankshaft and main bearings
✓connecting rods and bearings
✓camshaft and bearings
✓timing chain or belt ✓timing gears
✓tensioners/guides
✓intake and exhaust valves
✓valve springs ✓valve guides
✓oil pump and oil pump housing
✓push rods ✓rocker arms
✓rocker arm shafts
✓hydraulic and solid lifters
✓intake & exhaust manifold
✓distributor shaft and housing
✓harmonic balancer
✓metal valve covers
✓timing gear cover
✓air filter and housing ✓water pump
✓fuel pump ✓vacuum pump
✓thermostatically controlled air intake
✓oil pan ✓engine block and heads
✓Starter ✓alternator
✓voltage regulator ✓distributor
✓wiring harness ✓solenoid ✓relays
✓coils ✓manually operated switches
✓front and rear wiper motors ✓gauges
✓window motors and controls
✓power antenna and motors
✓seat motors ✓power door locks
✓cruise control transducers
✓engagement switch and servo
✓turn signal switch ✓horn
✓horn switches
✓remote control mirror motors
✓remote control spotlight system
✓dashboard clock
✓dual battery paralleling switch
✓back-up alarm
✓window defrosters
✓Rack and pinion gear
✓Power steering pump
✓Main and intermediate steering
✓Column shafts and couplings
✓Cooler and cooler lines
✓Power cylinder ✓Pitman arm
✓Idler arm ✓Tie rod and tie rod ends
✓Steering damper ✓Center link
✓Drag link ✓Control valve and cylinder
✓Tilt/telescoping steering assembly
✓Gear housing
✓Compressor
✓Compressor mounting brackets
✓Clutch
✓Clutch pulley
✓Clutch coils
✓Condenser
✓Evaporator
✓POA valve
✓Expansion valve
✓Suction valve
✓Accumulator
✓Orifice tube
✓Temperature control programmer
✓Power module
✓Idler pulley and bearing
✓Receiver-drier
✓Blower motor
✓Blower motor fan
✓High/low cut off switches
✓Pressure cycling switch
✓Ducts and outlet hoses
✓Fuel injection sensors
✓Control module and injectors
✓Electronic ignition module
✓Electronic anti-detonation sensors and controller
✓Electronic driver information display and module
✓Electronic mixture control unit and sensors
✓Electronic anti-lock brake system (ABS)
✓Relays.
✓Master cylinder
✓Power assist booster
✓Wheel cylinders
✓Combination valves
✓Equalizer valve
✓Hydraulic control unit
✓Brake pedal assembly
✓Hydraulic lines and fittings
✓Disc calipers ✓Power brake cylinder
✓Backing plates ✓clips
✓springs and retainers✓Self-adjusters
✓Parking brake linkage and cables
✓Rear actuators
New/Extended Eligibility Units Only: Coverage for mentioned
components.
Essentials Coverage (Coach)
The Coach part of your Motorhome provides a convenient and comfortable way to travel, as it combines all the amenities of a home, such as a kitchen, bathroom, and sleeping quarters, with the ability to travel to different destinations.
✓Thermostat ✓thermo coupler
✓2 or 3-way cooling unit
✓burner assembly
✓igniter ✓control panel ✓switches
✓fittings ✓connections ✓PC board
✓Starter ✓Switches
✓hour meter ✓Voltage regulator
✓power converter ✓inverter
✓PC boards
✓interior monitor/control panel
✓generator assembly
✓cylinder block and head
✓Compressor
✓condenser
✓evaporator
✓accumulator
✓expansion valve
✓capacitators
✓relays
✓thermostat
✓heat strips
✓heat pump
✓control panel
✓switches
✓receiver-drier
✓blower motor fans
✓fan motor
✓fans
✓bathroom vent motor
✓high/low cut off switch
✓pressure cycling switch
✓electronic module
✓ducts
✓ductwork
✓Burner assembly
✓thermostat
✓thermo coupler
✓burner valves
✓microwave oven
✓convection oven
✓power hood
✓fittings
✓connections
✓ignition assembly
✓PC board
✓Regulators
✓gas bottles (except valves and gauges)
✓mounting brackets
✓pigtails
✓gas lines
✓fittings
✓connections
✓automatic shut-off system
✓Furnace igniter
✓burner assembly
✓thermo coupler
✓gas valve
✓thermostat
✓blower motor
✓heat pump
✓heat strips
✓fan motor
✓fans
✓fittings
✓connections
✓ducts
✓ductwork
✓PC board
✓Burner assembly tank
✓thermostat
✓thermo coupler
✓gas valve
✓heating elements
✓fittings
✓connections
✓electronic ignition assembly
✓wiring harness
✓control panel
✓switches
✓PC board
✓Shower
✓Toilet
✓Sink(s)
✓Holding tanks
✓Gate valves
✓Fittings
✓Connections
Factory Installed, or Factory Approved Dealer Installed: The following
non-in dash components:
✓Stereo receiver
✓Compact disc player
✓Cassette player (excluding speakers)
✓Water pump
✓Compressor
✓Water tank
✓Water lines
✓Traps
✓Fittings
✓Connections
✓Faucets
Power step motor and power step control module; interior monitor/control panel.
Factory Installed, or Factory Approved Dealer Installed. SLIDE-OUT BOOT – Factory Installed, or Factory Approved Dealer Installed.
Coverage for a forementioned components. Fluids, lubricants and Freon will be covered when required in conjunction with acovered repair. Sales tax will be paid whenever applicable.
Exclusionary Coverage
We will cover the necessary Costs of repairs for any Breakdown to Your RV, less the Deductible. Included in this coverage is the Replacement of covered components resulting from the gradual reduction in performance due to normal wear and tear and use when the wear exceeds the manufacturer’s specifications.
Optional Coverages
These Coverages allow you to choose the coverage that’s right for you and enjoy peace of mind on your next adventure.
- Luxury Upgrade
- Commercial Use
- TV Package
- Slideout Room Uniuts
- Consequential Damage
- Upgraded Towing
- Full Timer Package
- Hydraulic/Electric Leveling Jacks
- Park Model
Supplementary Benefits
Take your coverage to the next level with our Supplementary Benefits! Our additional coverage options provide an extra layer of protection for your peace of mind. With options such as:
“Don’t let a transportation failure ruin your day! Rest easy knowing that in the event of a covered failure, we’ve got you covered. We’ll reimburse you for substitute transportation, so you can keep moving. And with reimbursement rates based on national repair manual labor time, you can trust that you’re getting a fair deal. Plus, with maximum reimbursement amounts listed, you’ll always know what to expect. Don’t let unexpected expenses slow you down.
You will be reimbursed up to the amounts listed below per day for a maximum of three (3) days for expenses for meals (restaurants only) and lodging (hotel/motel only) (except where prohibited by law) incurred if: 1. You cannot utilize RV/Unit due to a mechanical Failure, covered under this Contract and the RV/Unit is more than one hundred (100) miles from home; and 2. Meals and lodging are required because the mechanical Failure, as defined, causes a delay en route. The date of the mechanical Failure shall be considered the first day of the three (3) day maximum period. The expense must be incurred between the time of the Failure and the time when repairs are completed, or by the end of the third calendar day subsequent to the mechanical Failure if the repairs are not completed, whichever occurs first.
In the event of a Failure of a covered part, You will be reimbursed up to the amounts listed below per occurrence for
service call charges in addition to normal parts and labor charges.
In the event of a Failure of a covered part that causes a delay that is more than three (3) days, We will reimburse You up to the amounts listed below for air transportation expenses. You must provide a receipt.
We will reimburse You up to the amounts listed below if Your refrigerator breaks down due to Failure of a covered part where service is not available for twenty-four (24) hours or longer, and food spoilage occurs. You must provide a receipt.
In the event Your RV/Unit experiences a Failure due to a fuel tank Failure or requires fuel to be drained due to Failure of a covered component, We will reimburse You up to the amounts listed below for fuel and/or L.P. gas replacement. You must provide
a receipt.
In the event of a Failure of a covered part, We will reimburse You up to the amounts listed below for actual expenses for domestic pet removal, transporting, handling and boarding. You must provide a receipt.
In the event your battery fails and can’t accept a charge according to battery manufacture specifications, we will reimburse you up to $150 per battery with a maximum of 2 battery claims over the life of the contract.
Exclusions are freezing, overcharging, electrical surge or lack of proper maintenance.
Anti-Aging Protection
Let’s face it, you want to keep your RV looking young and beautiful as long as possible. Why wouldn’t you? Better resale value. Some Parks will not let you in if you have a faded and worn down RV. Easier to Clean. Makes you Feel Better.
Sorry we don’t have this for humans yet. ;0)
GURANTEED ASSET PROTECTION (GAP)
Are you looking to protect your investment in your dream RV? Look no further than Guaranteed Asset Protection (GAP) coverage! GAP insurance covers the gap between the outstanding loan balance on your RV and its current market value in the event of an accident, theft, or other covered event. Don’t let a total loss leave you owing more on your loan than your RV is worth. Add GAP coverage to your RV financing package today and rest easy knowing that your investment is protected.
Protect your money and enjoy the ride
When you trust us with your Motorhome, you can sleep well and enjoy your Motorhome because you know you are protecting not only your Motorhome, but also your financial well being.